We apply a risk-based pricing to determine repayment on loans.
We charge 5% interest on principal divisible into the number of months for repayment
You can use our Loan Calculator for clarity
A recent passport photograph
A valid means of identification(Driver's licence,International Passport,National Identity Card or Voter's card)
Staff Identity Card
Last six Month Bank Statement, signed and Stamped By Your Bank
Three Months Recent Payslip
Post Dated Cheque That Covers The Tenor Of Your Loan Or A Direct Debit Mandate
Letter Of Appointment Or Promotion
Three Month Utility Bills Or/And Tenancy Agreement
You will be required to provide a guarantor who must be a permanent staff of your firm and must have capacity to pay back.
Go to psydusglobalng.com
and click on "Apply for instant loan here"
Call us on +2348034446142
visit our office located at 59,Ajayi Road,Ogba,Lagos State.
You can even Chat with psydus via Whatsapp through+2348034446142
You can access up to N3,000,000.00
You cannot make part payment as your loan repayment date are agreed before loan disbursement, however a change in repayment date is possible depending on your cash flow. Charges will apply in case you change your repayment date.
Yes,you can pre-liquidate your loan.
You can apply immediately after a full repayment of your existing loan.
You can repay with a post-dated cheque, a direct debit mandate or personal deposit.
Refer to repay your loan for more details
If you don't want your cheques presented you can make payment into our account with details as follows
Account Name:Psydus Global Limited
Bank: United Bank For Africa (UBA)
Account Number: 1021733472
The default penalty is 1% on instalment amount for each day of default. If the default exceeds 30 days, more stringent measures may be applied and default would also be reported to the credit bureaus.
Kindly send a mail to customercare@psydusglobal.ng.com or click on Contact Us or better still place a call to us on 08127827638